Priority Plus
Advantages
If you are age 55 or above then you’re eligible for the rewards offered by our Priority Plus program, free of charge. A minimum balance of $10k must be maintained in your account to qualify for these hearty benefits.
| Priority Plus Term Share Certificate Rates |
APR*
|
APY**
|
Term
|
| 6 month Term Share Certificate $2500 minimum |
1.65%
|
1.66%
|
6
|
| 1 year Term Share Certificate $1000 minimum |
1.90%
|
1.91%
|
12
|
| 2 year Term Share Certificate $1000 minimum |
2.15%
|
2.17%
|
24
|
| 3 year Term Share Certificate $1000 minimum |
2.35%
|
2.37%
|
36
|
| 4 year Term Share Certificate $1000 minimum |
2.50%
|
2.52%
|
48
|
| 6 month Jumbo Share Certificate $90,000+ |
2.00%
|
2.01%
|
6 |
*APR - Annual Percentage Rate
**APY - Annual Percentage Yield.
Rates subject to change without notice.
Early withdrawal penalties & fees could reduce earnings.
Rates effective December 15, 2009
Rewards & Benefits
- No tricks, gimmicks or complicated account requirements¤
- Preferred Rates on Term Share Certificates (CD’s)
- No service charges on Priority Plus Checking
- Checks and debit cards are always free
- Free 3” x 5” safe deposit box*
- Free travelers checks, cashiers checks and money orders
- Free notary service, copy service & fax service
- ¼% discount on loan rates**
- Direct deposit services
- Financial planning options
- Travel, travel, travel
- NCUA Federally insured accounts
¤ You'll see financial institutions offering what are called "teaser" rates on deposits. The offer will be "XX% on deposits over $X,XXX" with a bunch of conditions in teensy-weensy, itty-bitty, teeny-tiny print. Guess what? If you don't meet all these conditions then you'll be paid much less then the teaser rate promises and your money will still be tied up for "x" amount of time. Members Choice doesn't play these games. Period.
Your Deposits are Safe at Members Choice
Not one penny of insured savings has ever been lost by a member of a Federally insured credit union. Ever covers a long period of time, doesn't it? All deposits are insured to at least $250,000 by the United States Federal Government through the NCUA.
Click this about us link to learn more about who we are and what we've been doing since 1935.
Questions? We're sure that you do have questions. Please call 254-776-7070 and we'll look forward to speaking with you.
*Rental price may be applied to a larger safe deposit box.
**Loan discount based on Members Choice standard risk based pricing policy; normal loan policies apply.
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