
Reduced Rates on
New & Used Auto Loans
Members Choice Federal Credit Union offers a wide variety of convenient loans. Since we're a not-for-profit financial institution, our rates are always competitive. Interest is charged only on the unpaid balance and there is no penalty if you want to repay in advance.

The menu to the left highlights many of the different loans that are available. Our goal is to find out what works best for you. We don't believe in gimmicks, "teaser rates" or free iPods; those things won't help you make a quality, dependable loan with no last minute surprises.
Since 1935 we've been successful in taking great care of Central Texans by doing the right things for the right reasons. Funny how that works, eh?
You may print and/or fill out and submit a loan application by clicking here. The print application" option does not submit the loan application. The print option requires you print and bring or fax the completed application to the credit union. The "enter" application option will show a disclosure and once completed, will submit the application via the use of Secure Socket Layer (SSL) technology.
Members can click here and log on or sign up for MCW Online Branch and you will see the loan link at the top of the page once you've logged in. For our members, this is an easy and convenient way to apply.
If you live, work, worship or study in McLennan, Bell, Bosque, Coryell, Falls, Hill, Limestone, Milam or Robertson Counties in Central Texas then you may become a member by depositing $5 into a share account. Interest rates are based on your approved credit and your past credit performance with Members Choice of Central Texas Federal Credit Union and other creditors.
Have you priced your debt lately?
Have you asked about refinancing your car or home loan? You should!
What about those credit card balances? We offer complimentary loan evaluations for all members. In today's economic climate it's best to get information before you make a decision.
Free credit reports are available under Federal law at: AnnualCreditReport.com
Phone:
254-776-7070
800-283-5343
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