Members Choice of Central
Texas Federal Credit Union





Our History
In early 1935, nine Waco V.A. Hospital employees filed an application for charter of a credit union.  This charter was granted on March 15, 1935 and that’s how Members Choice of Central Texas Federal Credit Union began.  Members Choice is one of the oldest and strongest not-for-profit financial institutions in Texas.

As a not-for-profit federal credit union that’s owned by our members, our board of directors is members, elected by our members. The board of directors serves without pay and determines lending and other policies. In other words, Members Choice is “members helping members”. 

"Not-For-Profit and Not For Sale"  
We are not driven or operated by a group of owners/investors/stockholders who want to make money at all costs - and we're not for sale to the highest bidder.  

Our Mission
Our mission is to enhance the quality of life and economic well-being of all those we serve.

Our Vision
Our vision is to be our community's preferred financial institution.

Real People have Real Needs.  
Members Choice offers Real Financial Options
At Members Choice Federal Credit Union, we offer the best in first rate financial services. As a not-for-profit financial cooperative, we are owned, controlled, and operated for the benefit of our members.  Our goal is simple: to provide affordable credit and financial services.