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Members Choice 
Checking Accounts

 
 



People love our Checking Accounts

We all need to save money these days, don't we?

Call about our FREE Value Checking account.  You'll be glad you did because we'll probably save you a lot of money vs. where you are right now. 

Free, unlimited debit card use and much more can be yours with Members Choice.

With new enhancements such as MFW Mobile App, eAlerts, e-Statements, unlimited Online Bill Pay and Online Branch included at no charge, Members Choice checking accounts are extremely popular.  

Phone 254-776-7070

Checking Accounts

Minimum Opening Deposit

No Monthly Fee If

Monthly Fee

Per Check Charge

Debit Card

FREE Value Checking

$25 

No Fee 

No Fee 

Unlimited withdrawals

Free &
Unlimited

Regular Checking

$25 

Member maintains monthly balance of $300 or more

$3.00 

$.10 per check in excess of 20 checks per month

FREE

GEM Checking 

$25 

Not applicable 

$8.00 

Unlimited withdrawals

FREE 

Opportunity 

$25

Member maintains monthly balance of $500 or more

$5.00

Unlimited withdrawals

FREE

   JAMMS Checking    
(Youth only)

$25

Not applicable

No Fee 

Unlimited withdrawals

Unavailable

Members Choice Checking Accounts all feature free our Mobile App, totally unlimited Online Bill Pay, eAlerts and Online Branch access.  REAL VALUE!

  • Free Value Checking
    A true VALUE checking account that requires no minimum balance and has no monthly service charges; $25 minimum initial deposit to open.  Free, Unlimited debit card usage. 
  • Regular Checking
    $25 minimum initial deposit to open; no monthly service fee with a balance of $300 or more. A low monthly service fee of $3.00 will be assessed if balance falls below $300.

  • GEM Checking
    Free ATM card, discounted checks, free travelers checks; $25 minimum initial deposit to open; $8.00 monthly service fee.

  • Opportunity Checking (55 Plus)
    Free checks, free safe deposit box, free travelers checks; $25 minimum initial deposit to open; no monthly service charge with a balance of $500 or more. A monthly service fee of $5.00 will be assessed if balance falls below $500. 

  • JAMMS Checking (ages 13-17)
    Open a JAMMS with $25.  No monthly fee and unlimited withdrawals!

    Funds Availability Policy 0711 Click Here

    Real People.
    Real Needs.
    Real Checking Options!
    Members Choice Federal Credit Union
 
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