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Members Choice
Checking Accounts
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Checking Accounts
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Minimum Opening Deposit
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No Monthly Fee If
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Monthly Fee
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Per Check Charge
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Debit Card
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Value Checking
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$25
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Not applicable
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No Fee
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Unlimited withdrawals
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FREE
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Regular Checking
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$25
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Member maintains monthly balance of $300 or more
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$3.00
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$.10 per check in excess of 20 checks per month
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FREE
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GEM Checking
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$25
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Not applicable
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$8.00
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Unlimited withdrawals
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FREE
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Opportunity
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$25
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Member maintains monthly balance of $500 or more
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$5.00
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Unlimited withdrawals
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FREE
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JAMMS Checking
(Youth only)
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$25
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Not applicable
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No Fee
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Unlimited withdrawals
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Unavailable
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Members Choice Checking Accounts all feature free,totally unlimited Online Bill Pay, eAlerts and Online Branch access!
- Value Checking
A true VALUE checking account that requires no minimum balance or monthly service charges; $25 minimum initial deposit to open.
- Regular Checking
$25 minimum initial deposit to open; no monthly service fee with a balance of $300 or more. A low monthly service fee of $3.00 will be assessed if balance falls below $300.
- GEM Checking
Free ATM card, discounted checks, free travelers checks; $25 minimum initial deposit to open; $8.00 monthly service fee.
- Opportunity Checking (55 Plus)
Free checks, free safe deposit box, free travelers checks; $25 minimum initial deposit to open; no monthly service charge with a balance of $500 or more. A monthly service fee of $5.00 will be assessed if balance falls below $500.
- JAMMS Checking (ages 13-17)
Open a JAMMS with $25. No monthly fee and unlimited withdrawals!
Funds Availability Policy 0310 Click Here
Real People.
Real Needs.
Real Checking Options!
Members Choice Federal Credit Union
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